Plan Brochure

CommunityCare Silver Frontier

Plan Year:
2027
Metal Level:
Silver

Silver Metal plans cover an estimated 70% of your medical and prescription drug costs. They limit your annual out-of-pocket expenses.

Medical Benefit
 In Network
Individual Deductible$4,800
Family Deductible$14,400
Individual Out of Pocket Maximum$7,300
Family Out of Pocket Maximum$17,400
Primary Care Office Visits$15*Coinsurance
Specialty Care Office Visits15%*Coinsurance
Preventive CareNo Copayment
Emergency Room15%*Coinsurance
Urgent Care15%*Coinsurance
Inpatient Hospital15%*Coinsurance
Mental Health Physician Visit15%*Coinsurance
Laboratory15%*Coinsurance
Radiology15%*Coinsurance
MRI, CT Scan and PET Scan 15%*Coinsurance
*After Deductible, the Coinsurance/Copayment will apply.

Pharmacy Benefit
 
Combined Pharmacy and Medical Individual Deductible$4,800
Combined Pharmacy and Medical Family Deductible$14,400
Combined Pharmacy and Medical Individual Out-of-Pocket Maximum$7,300
Combined Pharmacy and Medical Family Out-of-Pocket Maximum$17,400
Retail Pharmacy - Tier1 - Preferred Generic Drugs15%*
Retail Pharmacy - Tier 2 - Preferred Brand Drugs15%*
Retail Pharmacy - Tier 3 - Non-Preferred Brand or Generic Drugs15%*
Retail Pharmacy - Diabetic, Ostomy, and Urologic Supplies15%‡
Mail Order Pharmacy - Tier 1 - Preferred Generic Drugs15%*
Mail Order Pharmacy - Tier 2 - Preferred Brand Drugs15%*
Mail Order Pharmacy - Tier 3 - Non-Preferred Brand or Generic Drugs15%*
Mail Order Pharmacy - Diabetic, Ostomy, and Urologic Supplies15%‡
Specialty Pharmacy - Tier 4 - Preferred Specialty Pharmacy Drugs15%*
Specialty Pharmacy - Tier 5 - Non-Preferred Specialty Pharmacy Drugs50%*
*After Deductible, the Coinsurance/Copayment will apply.
‡Select supplies will be covered under applicable formulary tier copay/coinsurance, after deductible.

Essential Benefits

All health plans in the exchanges are required to provide a minimum set of benefits which are termed essential benefits. These benefits include:

  • Ambulatory patient services
  • Emergency services
  • Hospitalization
  • Maternity and newborn care
  • Mental health services
  • Substance use disorder services
  • Prescription drug coverage
  • Rehabilitative and habilitative services and devices
  • Preventative and wellness services
  • Pediatric Services