Plan Brochure

CommunityCare Gold Standardized Select Plus

Plan Year:
2024
Metal Level:
Gold

Gold Metal plans cover an estimated 80% of your medical and prescription drug costs. They also limit your annual out-of-pocket expenses.

Medical Benefit
 In Network
Individual Deductible$1,500
Family Deductible$3,000
Individual Out of Pocket Maximum$8,700
Family Out of Pocket Maximum$17,400
Primary Care Office Visits$30Copayment per Visit
Specialty Care Office Visits$60Copayment per Visit
Preventive CareNo Copayment
Emergency Room25%*Coinsurance
Urgent Care$45Copayment per Visit
Inpatient Hospital25%*Coinsurance
Mental Health Physician Visit$30Copayment per Visit
Laboratory25%*Coinsurance
Radiology25%*Coinsurance
MRI, CT Scan and PET Scan 25%*Coinsurance
*After Deductible, the Coinsurance/Copayment will apply.

Pharmacy Benefit
 
Combined Pharmacy and Medical Individual Out-of-Pocket Maximum$8,700
Combined Pharmacy and Medical Family Out-of-Pocket Maximum$17,400
Retail Pharmacy - Tier1 - Preferred Generic Drugs$15
Retail Pharmacy - Tier 2 - Preferred Brand Drugs$30
Retail Pharmacy - Tier 3 - Non-Preferred Brand or Generic Drugs$60
Retail Pharmacy - Diabetic, Ostomy, and Urologic Supplies25%
Mail Order Pharmacy - Tier 1 - Preferred Generic Drugs$30
Mail Order Pharmacy - Tier 2 - Preferred Brand Drugs$90
Mail Order Pharmacy - Tier 3 - Non-Preferred Brand or Generic Drugs$180
Mail Order Pharmacy - Diabetic, Ostomy, and Urologic Supplies25%
Select supplies will be covered under the applicable formulary tier copay/coinsurance.

Essential Benefits

All health plans in the exchanges are required to provide a minimum set of benefits which are termed essential benefits. These benefits include:

  • Ambulatory patient services
  • Emergency services
  • Hospitalization
  • Maternity and newborn care
  • Mental health services
  • Substance use disorder services
  • Prescription drug coverage
  • Rehabilitative and habilitative services and devices
  • Preventative and wellness services
  • Pediatric Services