Plan Brochure

CommunityCare Bronze IH224

Plan Year:
2024
Metal Level:
Bronze

Bronze Metal plans cover an estimated 60% of your medical and prescription drug costs. They limit your annual out-of-pocket expenses. Bronze plans are the least expensive of all the "metal plans." Bronze plans do not qualify as creditable coverage.

Medical Benefit
 In Network
Individual Deductible$7,050
Family Deductible$14,100
Individual Out of Pocket Maximum$7,050
Family Out of Pocket Maximum$14,100
Primary Care Office VisitsNo Coinsurance*
Specialty Care Office VisitsNo Coinsurance *
Preventive CareNo Copayment
Emergency RoomNo Coinsurance *
Urgent CareNo Coinsurance *
Inpatient HospitalNo Coinsurance *
Mental Health Physician VisitNo Coinsurance *
LaboratoryNo Coinsurance *
RadiologyNo Coinsurance *
MRI, CT Scan and PET Scan No Coinsurance *
*After Deductible, the Coinsurance/Copayment will apply.

Pharmacy Benefit
 
Combined Pharmacy and Medical Individual Deductible$7,050
Combined Pharmacy and Medical Family Deductible$14,100
Combined Pharmacy and Medical Individual Out-of-Pocket Maximum$7,050
Combined Pharmacy and Medical Family Out-of-Pocket Maximum$14,100
Retail Pharmacy - Tier1 - Preferred Generic Drugs$0*
Retail Pharmacy - Tier 2 - Preferred Brand Drugs$0*
Retail Pharmacy - Tier 3 - Non-Preferred Brand or Generic Drugs$0*
Retail Pharmacy - Diabetic, Ostomy, and Urologic Supplies$0*
Mail Order Pharmacy - Tier 1 - Preferred Generic Drugs$0*
Mail Order Pharmacy - Tier 2 - Preferred Brand Drugs$0*
Mail Order Pharmacy - Tier 3 - Non-Preferred Brand or Generic Drugs$0*
Mail Order Pharmacy - Diabetic, Ostomy, and Urologic Supplies$0*
Specialty Pharmacy - Tier 4 - Preferred Specialty Pharmacy Drugs$0*
Specialty Pharmacy - Tier 5 - Non-Preferred Specialty Pharmacy Drugs$0*
*After Deductible, the Coinsurance/Copayment will apply.

Essential Benefits

All health plans in the exchanges are required to provide a minimum set of benefits which are termed essential benefits. These benefits include:

  • Ambulatory patient services
  • Emergency services
  • Hospitalization
  • Maternity and newborn care
  • Mental health services
  • Substance use disorder services
  • Prescription drug coverage
  • Rehabilitative and habilitative services and devices
  • Preventative and wellness services
  • Pediatric Services